2018 Guidelines: Minimum deductible amounts $1,350 self only plans $2,700 for family plans /$2,700 for embedded individual deductible family plans. Maximum out-of-pocket limits $6,650 for [...]

Set up a bedtime and wake-up routine in advance. If possible, it’s best to establish bedtimes and wake-up times two weeks in advance of the start of school. By the time the first school bell [...]

Insurer rate requests begin rolling in, and they’re downright scary. Across the U.S., insurers have filed their 2017 rate requests. Many people are asking, “Why are healthcare [...]

Filing Company Market Type Date Filed Threshold Increase Requested ON/OFF Health Insurance Marketplace SERFF Tracking # INDIVIDUAL MAJOR MEDICAL HEALTH INSURANCE FILINGS Aetna Health Inc. [...]

Millennials: Watch out for six unintentional injuries TREK FACT: Bites & stings are the 8th most common cause of injury in young adults. Unintentional injuries are the cause of 29 million [...]

Federal Compliance Warning ERISA (the federal Employee Retirement Income Security Act) requires employers who are plan administrators of their group health plans to comply with two important [...]

Decades: not just for music styles. Whether you grew up jamming to the Rolling Stones or N’Sync, you’ll need health insurance. How you buy — and then use — your health [...]

What is the work opportunity tax credit? I bet your current broker or tax advisor doesn’t even know about this. Another great reason to follow me or better yet, hire me and my team, your current [...]

Are you deducting premiums pretax without a Section 125 plan document? Well, the IRS or Department of Labor can hit you with some hefty penalties up to $10,000. But that’s not all. In a worst [...]

Where to go or call? Did you know your out-of-pocket cost for an ER visit is usually much more than an urgent care visit? And a regular doctor’s visit costs less than urgent care? More than 10 [...]